WiseNest Insights

Torn between a new build or period property in the UK? This 2025 guide compares the pros and cons of new vs old homes, helping you choose what’s truly worth it.

What should you look out for during a house viewing? Learn the top 10 red flags buyers often miss—plus what damp, subsidence, and Japanese knotweed really mean in the UK property market.

Is Birmingham a good place to buy your first home? Explore the key advantages, drawbacks, top neighbourhoods for first-time buyers, and practical buying insights—tailored for anyone asking “is Birmingham a good place to live” and “buying a house in Birmingham.”

Think you need a huge deposit or perfect credit to buy a home in the UK? Think again. This 2025 guide busts the top myths first-time buyers believe about mortgages and the property market.

Are you self-employed and looking for a mortgage in the UK? This expert 2025 guide covers how to get a mortgage with no payslips, what documents you need, and which lenders are most flexible.

Want to increase your home’s value without breaking the bank? Discover the best upgrades to add value to your house on a budget. UK-focused guide for first-time homeowners.

Wondering how much to offer below asking price in the UK? Learn the best strategies for making an offer on a house in 2025, what’s considered reasonable, and when to negotiate hard.

Should you rent or buy a home in the UK? Discover the pros, cons, costs, and timing in our 2025 guide. Includes key insights and a renting vs buying calculator for UK buyers.

Yes, it’s possible to get a mortgage with bad credit in the UK. Discover real options for 2025, including first-time buyer mortgages with poor credit and how to get approved with a CCJ.

Buying a house in the UK? Learn what property searches are, why they matter, and what’s included in environmental, local authority and drainage checks. Full guide for first-time buyers.

Think the hard part ends after the deposit? Discover the hidden costs of buying a house in the UK, plus expert moving house budget tips to help you avoid financial shocks in 2025.

Deciding between a home near a train station or bus route? Discover which offers better resale value, convenience, and commuting benefits in this 2025 transport-linked property guide for UK buyers.

Confused about which property survey to get in the UK? Discover the key differences between RICS Level 1, 2 and 3 surveys—plus expert guidance on which one is right for your home purchase.

Wondering what conveyancing means in the UK property buying process? Discover this expert, step-by-step breakdown of conveyancing, from offer to completion. Learn what solicitors do, how long it takes, and what to expect at every stage.

Wondering how much to set aside for solicitor fees when buying a house in the UK? This expert 2025 guide breaks down all costs—fixed fees, disbursements, and extras—plus FAQs optimised for SEO and featured snippets.

Looking to buy a home near a good school? Discover expert tips on researching schools before you buy, plus the best tools to compare areas—including WiseNest's free Area Comparison tool.

What is LTV in mortgages and why does it matter? Learn how the Loan-to-Value ratio affects your mortgage rates, deposit, risk, and approval chances in this expert 2025 guide.

Confused between fixed and variable rate mortgages in the UK? Learn the key differences, pros and cons, and which option suits your financial goals in this expert 2025 guide.

Learn how to pass the UK mortgage stress test in 2025. Understand lender criteria, affordability rules, and key tips to improve your chances of mortgage approval.

Unlock the latest 2025 SDLT rates. Learn who pays, how much you’ll owe, and how first-time buyers and second homeowners are affected. Plan smarter with our complete guide.

Avoid costly mistakes when buying your first home in the UK. Learn the top 10 pitfalls first-time buyers make — updated for 2025.

Wondering what the average mortgage term is in the UK? Discover how long most mortgages last, how term length affects your repayments, and how to choose the right mortgage term for your financial goals.

Discover all the government and lender schemes available to first-time buyers in the UK. Learn how to access affordable mortgages, reduce your deposit, and step onto the property ladder faster.

Looking to buy your first home? Discover practical tips to save for a house deposit faster in the UK, including savings accounts, budgeting strategies, and government support.

Wondering what credit score you need for a mortgage in the UK? Learn what’s considered a good credit score and how to improve your chances of approval.